Loans for every occasion

At 1st Class Credit Union we offer affordable lending to our members at competitive rates. We are proud to have been awarded the 5* Fairbanking Mark.


You can borrow from us for any occasion such as; going on holiday, buying a new car, Christmas or if you are looking to tidy up your finances with our debt consolidation loan.


Members can apply for a loan between £100-£20,000.  All applications will be assessed by the Loans Team once received into the office.


Just some of the benefits of borrowing from 1st Class Credit Union include Repayments taken by payroll deduction or direct debit; your savings grow while you pay back your loan balance, and Free loan protection scheme in the event of death.


Personal Loans


Whether you need the money for a new car, dream holiday or to fund vital home improvements; you can borrow from £100 to £20,000 with a 1st Class Personal Loan.


Secure Loans


You can borrow between £2,000 and £20,000 against your share balance to get our lowest rate of interest … and keep all your hard-earned savings intact.


Manage Debts


If you find yourself weighed down with the burden of multiple debts, our debt consolidation loan could be the answer to getting your finances back on track.


Revolving Credit


Our Revolving Credit facility is specifically aimed at members who require funds regularly and at short notice. Once approved, you can access funds with minimum fuss.

Member of ABCUL

Authorised and Regulated by

Regulated by

Protected up to £85,000