1st Class Credit Union is there for you with flexible, approachable financial services, whether it’s for personal loans or savings. With payments taken straight from payroll, saving is easy. Loan rates are affordable and easy to understand … and our mobile Banking App allows you to access your account anytime and anywhere YOU want. That’s the 1st Class difference – want to join us?

Our Loans

With loans available from £200 to £20,000 - at a fair rate of interest - we have a loan to suit you

Saving With Us

We offer a range of accounts to make it easier for you to build up a healthy savings pot

The 1st Class Difference

Find out what makes a credit union different - and why you should join us

Going Mobile with your credit union

One of the biggest developments for members of 1st Class Credit Union in recent years was the launch of our new mobile banking App


Our App allows members to;

  • Log in securely
  • Check up to date balances
  • Apply for loans
  • Withdraw their savings – anytime and anywhere they want.
  • Update their details
  • Stay up to date with our news feed


Depending on the type of your mobile device, you can download the App from the App Store or Google Play.

How we protect your money


Just like your high street banks and building societies, the money you deposit into your credit union account, up to £85,000, is protected under the Financial Services Compensation Scheme (FSCS). If you have a joint account you will be protected for £85,000 each.


FSCS protection is free to customers, so if anything happens to your bank, building society or credit union, and you cannot access your money, the FSCS will refund you up to the amount of £85,000.


For more information on how we protect your money please click here.

Getting Social with 1st Class Credit Union

Our Christmas loans go live on Friday and we can't wait to help our members this Christmas! To find out how much our loan will cost click here, https://t.co/f1xKDnWnbD

With our financial year end coming up on Wednesday the last processing day of this month will be Monday 28th at 2:30pm. Withdrawals submitted after this will be processed on Thursday 1st of October at 10:30am. Please take this into consideration when submitting a request.

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Member of ABCUL

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Regulated by

Protected up to £85,000