Terms and Conditions
In order to apply for a loan with 1st Class Credit Union an individual must be a member of the credit union making the minimum monthly/weekly contribution.
If not already a member, the applicant must have completed an Application for Membership. However, the full application process will not begin until the first deposit has been made into the members share account.
Applicants must also be over the age of 18; must make an application using a hard copy Loan Application available from the office, or submit an electronic application via the website.
They must provide current Payslip/Bank Statement as proof of income.
Please read our full Terms and Conditions before applying for a loan application.