🎄Our Christmas Loans Are Here!🎄

Choose 1st Class Credit Union when looking for a Christmas Loan this year!

Finance your Christmas ethically with an affordable loan through us!

Borrow between £500 – £1500 to have a stress free Christmas this year. Our loans are affordable and repaid within 12 months, meaning you don’t have to worry about the loan throughout the year or next Christmas.  🎁🎄🎁

  • Prepare for an amazing Christmas with our loan
  • Access our low-interest rate of 9.9%
  • Avoid high-interest lenders by choosing your credit union
  • Build up your savings while repaying the loan
  • Family protected by our free Loan Cover (T&Cs Apply)

How much will my loan cost?

Use our loan calculator to estimate how much you will have to repay. Either use the sliders, or input text to enter the loan amount; the repayment period – and whether you want to pay monthly or weekly. Also, remember to set the amount you wish to save – a minimum of £3 per week or £15 per month.

Please note: The figures given are for illustrative purposes only and may not be the APR you receive. The actual interest rates and repayment amounts may vary subject to loan amount and status.

Also, remember the monthly figure shown is ONLY the loan repayment. Remember to add the amount you are saving each month/week to get your total deduction.

  • Christmas Loan Cost

    • £500 over 12 months/52 weeks – £43.85/£10.09
    • £1000 over 12 months/52 weeks – £87.69/£20.18
    • £1500 over 12 months/52 weeks – £131.53/£30.27

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Your money is protected up to £85,000